Course Fees 2008-09

Price per credit: €69,10 (price for all courses).
First year credits: 61.5
First year tuition fee: €4.249,65
Repeated credit price: There is no extra charge; the price is the same as the current course price.
Public price (per credit)*: €14.23 (included in Price per credit).
Grant holders of the “Ministry of Education and Science” (MEC): 100% discount of the public price times the number of registered credits.
Large families: 50% discount of the public price X number of registered credits.
Top marks in COU or special prize in Batxillerat: 100% discount from the public price times the number of registered credits.

*State run university course fees are laid down by the Decree of Public Fees in mid July in accordance with each course's assessed price level.The fees here (€14.23) refer to the academic year 2007-2008.

Payment options

Single payment:

• Tuition fee: €4,249.65
• Discount for single payment: €60.10**
• Price per single payment: €4,189.55 (seven days after registration).

**Discount applied to all courses only if the student registers for a minimum 57 credits.


Payment by instalments***:

• Tuition fee: €4,249.65
• First instalment: €2,124.83 (seven days after registration)
• Second instalment: €2,124.82 (second half of December)

***Students should register for at least 20 credits to be able to settle fees in this way.

Student loans

Loans for the year 2008-2009

Financial institution: La Caixa

La Generalitat's method for public universities in Catalonia and attached schools:

• One year loan with repayment throughout the year.
• Maximum amount of €4,500
• Fixed interest rate.Current rate: 5.50%
• The end of the loan is up to 11 months.
• Commission free.

Financing method for Universitat Autònoma de Barcelona students. (Crediestudis)

1. Financing of the whole degree in just one operation for the whole degree, and withdrawals are made according to each year's necessities.

• One year tuition fee plus small expenses (books).
• Up to 6 years for withdrawals, which must be repaid in 12 months with a maximum of 11 months of grace period.
• Interest rates vary: EURIBOR + 0.50
• Opening commission 0.50

2. For students who pass the whole course in the previous year, without a banker's reference.

• Approximate tuition fee is €12,000.
• Each withdrawal has a maximum length of 12 months.
• Interest rates vary: EURIBOR 12 M + 0.65

Financial institution: Caixa Catalunya

• Maximum tuition fee amount of €12,000
• Interest rate of 4.95 %
• The end of the loan is up to 11 months.
• Free from opening and study commissions.
• Partial or full repayment commission: €3.00

Financial institution: Caixa de Sabadell

Study credit

• Financing of tuition fee expenses of university courses, post-graduate or masters, and other courses which might be needed (computer courses, languages, seminars, and others).

• End of repayment: up to 11 years (six year grace period and 5 years' repayment).

• First year interest rate: nominal 5.75%. Rest of the years: Euribor + 2 or IRPH + 1.25

• 5.90% TAE (annual interest rate) for a €5,000 loan with a 1 year grace period and 5 years' repayment.

• Free from opening and study commission.

• There's the possibility to choose between two fee options: monthly payment and ins.

• Interest rates for the whole length of the loan (max. 5 years), or monthly payment only with interests for the grace period (max. 6 years) and fees + interest rates for the whole repayment period (max. 5 years).

• Example of first years fee per every €1,000 in a loan of 6 years: €4.79/month (with grace period) or €16.46/month (with money repayment).

• There's the possibility of obtaining interest rate grants, which allow you to recover all interest paid, and work grants which give you the chance to acquire working experience in Caixa de Sabadell (Savings Bank).

Personal loan

• Financing of any personal project like buying a computer, a car, planning a trip, and others.

• End of repayment: up to 6 months.

• Fixed interest rates or first year interest rates: nominal 7.50% (TAE 8.43% for a loan of €5.000 - €6.000, study and opening commissions are included). Revision of the following years IRPH + 2.50